Solutions From Finoscale

AI-Driven Credit Solutions for Smarter Decisions

Our advanced credit solutions leverage AI-driven tools for deep insights and precise decision-making. With real-time monitoring, industry-specific credit assessments, and portfolio management, our solutions offer proactive credit risk management. From continuous monitoring to detailed credit reports and portfolio intelligence, we provide the tools you need to optimize credit decisions and mitigate risk.

Risk Intelligence Products

Fino AI Insights Dashboard

An AI-powered dashboard offering a holistic view of a company’s credit and risk profile.
It presents data from over 150 sources with smart summaries, risk flags, and interactive insights.

Bank Statement Analyzer

Analyzes multi-bank statements for key financial patterns, cash flow, EMIs, overdrafts, and transaction health.
Analyzes GST data with user consent to extract business trends, tax behavior, and financial health insights.

Counterparty Risk Evaluation

Evaluates vendors or third parties through financial data, compliance checks, and on-ground verification.
Delivers a credibility score and red flags to support informed onboarding or lending decisions.

Advanced Intelligence Products

Fino AI Continuous Monitoring

Monitors key financial and compliance indicators in real-time using data from GST, court cases, news, and other sources.
Sends timely alerts and detects early signs of credit deterioration through continuous risk tracking.

Fino AI Advanced Credit Assessment

Performs deep credit analysis using industry-specific financial models and benchmarks tailored to each sector.
Delivers high-confidence credit scores along with crisp reports outlining key comforts and discomforts.

Fino AI Credit Review Assistant

An AI assistant fine-tuned for credit and finance that reviews CAMs, credit decisions, and documentation.
Provides smart feedback, highlights potential risks, and suggests improvements in line with credit policy.

Credit Portfolio Intelligence Manager

A powerful dashboard for strategic oversight of your entire credit portfolio.
Tracks exposures, recoveries, and trends, and sends automated summaries that integrate easily with your ERP or loan systems.

Knowledge Process Outsourcing (KPO)

OutCred

Your Credit Back Office, Fully Managed
OutCred offers a complete solution for managing credit operations, using expert-driven processes and AI tools to streamline documentation, analysis, and compliance with efficiency and accuracy.