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Transforming finance with
AI-driven solutions

Our advanced credit solutions leverage AI-driven tools for deep insights and precise decision-making. With real-time monitoring, industry-specific credit assessments, and portfolio management, our solutions offer proactive credit risk management. From continuous monitoring to detailed credit reports and portfolio intelligence, we provide the tools you need to optimize credit decisions and mitigate risk.

Risk Intelligence Products

Fino AI Insights Dashboard

  • An AI-powered dashboard offering a holistic view of a company’s credit and risk profile.
  • It presents data from over 150 sources with smart summaries, risk flags, and interactive insights.

Bank Statement Analyzer

  • Analyzes multi-bank statements for key financial patterns, cash flow, EMIs, overdrafts, and transaction health.
  • Analyzes GST data with user consent to extract business trends, tax behavior, and financial health insights.

Counterparty Risk Evaluation

  • Evaluates vendors or third parties through financial data, compliance checks, and on-ground verification.
  • Delivers a credibility score and red flags to support informed onboarding or lending decisions.
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Advanced Intelligence Products

Fino AI Continuous Monitoring

  • Monitors key financial and compliance indicators in real-time using data from GST, court cases, news, and other sources.
  • Sends timely alerts and detects early signs of credit deterioration through continuous risk tracking.

Fino AI Advanced Credit Assessment

  • Performs deep credit analysis using industry-specific financial models and benchmarks tailored to each sector.
  • Delivers high-confidence credit scores along with crisp reports outlining key comforts and discomforts.

Fino AI Credit Review Assistant

  • An AI assistant fine-tuned for credit and finance that reviews CAMs, credit decisions, and documentation.
  • Provides smart feedback, highlights potential risks, and suggests improvements in line with credit policy.

Credit Portfolio Intelligence Manager

  • A powerful dashboard for strategic oversight of your entire credit portfolio.
  • Tracks exposures, recoveries, and trends, and sends automated summaries that integrate easily with your ERP or loan systems.
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Knowledge Process Outsourcing (KPO)

OutCred

  • Your Credit Back Office, Fully Managed
  • OutCred offers a complete solution for managing credit operations, using expert-driven processes and AI tools to streamline documentation, analysis, and compliance with efficiency and accuracy.
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We serve
  • Banks
  • NBFC
  • Fintech
  • Corporates
  • Investment
  • Private Equity
  • Insurance
  • Regulatory Bodies
  • Credit Rating Agencies
  • Banks
  • NBFC
  • Fintech
  • Corporates
  • Investment
  • Private Equity
  • Insurance
  • Regulatory Bodies
  • Credit Rating Agencies

Industries We Serve

We are not only helping bankers and fintech companies but also assisting corporates in conducting supply chain due diligence to ensure financial stability and mitigate risks in their supplier networks. Our solutions cater to

  • Banks & Financial Institutions
  • Fintech Companies
  • Large Corporations
  • Supply Chain & Logistics Enterprises
  • Regulatory Bodies
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  • Comprehensive Data Coverage

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  • Seamless Integration

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  • AI-Driven Insights

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Why Choose Finoscale?

Creative Approach

We transform complex financial data into actionable insights, enabling smarter decisions and risk-free growth.

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Comprehensive Data Coverage

Aggregating structured and unstructured data from 150+ trusted sources

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AI-Driven Insights

Converting raw data into meaningful, decision-grade intelligence

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Seamless Integration

Powering banks, fintech firms, and corporations with real-time, automated solutions

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Unmatched Accuracy & Speed

Reducing risks and unlocking growth opportunities with confidence

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Comprehensive Analysis Reports

Delivering in-depth risk assessments covering all key credit decision parameters

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Advanced Risk Models & Ratings

Providing predictive risk models and risk ratings for enhanced credit evaluation

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Data That Powers Intelligence

In today’s digital-first world, data is more than just information—it’s a competitive advantage. When processed with machine learning and predictive analytics, raw data transforms into powerful, actionable insights that drive business success.

At Finoscale, we don’t just provide data—we curate, interlink, visualize, and analyze it to deliver intelligence that businesses can act on. Our cutting-edge data visualization tools make complex insights easy to understand, enabling quicker analysis, faster turnaround times, and a stronger competitive edge.

Benefit Use Finoscale
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Make faster, smarter credit decisions.
AI-powered risk assessment and mitigation.
Fully automated credit monitoring solutions.
Reduce NPAs and unlock growth opportunities.
Gain deep insights into your portfolio.
Enhance compliance with real-time insights.
Streamline credit underwriting with automation.
Leverage data science for better decisions.
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About our founders

At Finoscale, our team brings over 93 years of combined experience in finance and technology. Our expertise covers Banking, Wholesale Banking, Fintech, and Credit Rating, with professionals from industry leaders like Microsoft, BMW, Mashreq Bank, and Zetwerk. Backed by Chartered Accountants (CAs) and IIIT graduates, we seamlessly integrate financial expertise with advanced technology, delivering AI-driven insights that empower businesses to make smarter financial decisions.

NV Krishna

CEO

IIIT Graduate with 10+ years of experience in tech giants Microsoft, Synopsys, and Siemens, specializing in AI.

S. Kadadi

CTO

AI-Technology & Finance Expert | 10+ yrs experience | Ex-BMW, CARE Ratings | Founder, ex-CEO GENXYZ.

Maheshwari Perumal M

CBO

10+ years of experience in banking products | Ex-Zetwerk, Mashreq Bank, CGI, and CARE Ratings.

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Visit Us

+91 9740101350
contact@finoscale.ai
Finoscale Solutions Private Limited
1st Floor, 419, 14th Cross Rd, K.R.Road, Shastri Nagar, Thyagaraja Nagar, Basavanagudi, Bengaluru, Karnataka 560028

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