AI Credit & Risk Intelligence Platform

Smarter credit decisions for NBFCs credit teams manufacturers supply chains

Q: How do I get started?

Book a demo at finoscale.ai/contact.html or email contact@finoscale.ai. Bring one counterparty name and we'll show you a live report.

One platform to generate AI credit reports, grade risk, monitor counterparties and automate document-heavy workflows — across India and international markets.

Book a Demo → Open Dashboard

0Enterprise clients

0Credit exposure recommended

0Data sources aggregated

Report generatedCredit Report · 4 min

dashboard.finoscale.ai

Fino Credit Score

LOW RISK

Acme Industries Pvt Ltd · Auto components

Cash-flow trend

Live risk alerts

New litigation filed — supplier: Zenith Alloys LLP

GST filing delayed 2 months — Nova Textiles

UBO verification completed — Orion Traders

14 stressed accountsfound in pincode 560028

◆ Credit Reports◆ Legal Reports◆ Vendor Due Diligence◆ AML Screening◆ UBO Reports◆ Compliance Reports◆ Group Company Analysis◆ Compete Analysis◆ Director Creditworthiness◆ India & International ◆ Credit Reports◆ Legal Reports◆ Vendor Due Diligence◆ AML Screening◆ UBO Reports◆ Compliance Reports◆ Group Company Analysis◆ Compete Analysis◆ Director Creditworthiness◆ India & International

100+ clients and counting

Trusted where the stakes are highest

ISO 27001 certified SOC 2 compliant

A Japan-headquartered NBFC

One of India’s Japan-headquartered NBFCs runs its credit recommendations on the Finoscale AI engine.

Giants in manufacturing

Leaders in textiles, chemicals and other industries use Finoscale across vendor, dealer and counterparty risk.

Chosen by leading CFOs

The industry’s best CFOs put Finoscale reports in front of every major exposure decision.

Who we serve

Two worlds. One risk platform.

Whether you lend money or run a supply chain, your biggest risk is the counterparty you don't fully understand. Finoscale gives both worlds the same institutional-grade intelligence.

For NBFCs · Banks · Fintech · Credit Teams

Underwrite faster. Monitor deeper.

AI-generated credit reports, risk grading and early-warning monitoring built for lending workflows.

AI credit report generation in minutes, not days
Director creditworthiness & group company analysis
IDP/OCR to automate onboarding & KYC document flows
Portfolio-wide early-warning alerts

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For Manufacturing · Corporates · SCF

De-risk every counterparty.

A unified risk dashboard across vendors, dealers and channel partners — plus AI agents that automate the workflows around them.

Unified risk dashboard for supply-chain finance
Vendor onboarding with physical & digital due diligence
Legal & insurance risk dashboards
On-demand credit, VDD & compliance reports on any counterparty
Agentic AI to automate manufacturing workflows

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AI Market Intelligence

Find your next borrower before your competitor does

Ask questions like "which companies are stressed in this pincode?" and get an actionable lead list — scored, ranked and ready for your sales team to approach with a term-loan offer.

Location-based discovery — by pincode, city or region
Stress & growth signals from 150+ data sources
Lead scoring aligned to your credit policy
Push leads straight to your CRM or LOS

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Document AI

Documents in. Decisions out.

Top-notch AI-based IDP/OCR that reads legal agreements, Aadhaar and PAN cards, bank statements and onboarding applications — turning paperwork into structured, decision-ready data.

KYC extraction: Aadhaar, PAN, onboarding forms
Clause-level understanding of legal agreements
Straight-through banking application processing
Human-in-the-loop review for edge cases

Explore Document AI →

Onboarding_Application.pdfProcessing

Aadhaar CardIdentity verified98.7%

PAN CardABCDE1234F · matched99.2%

Loan Agreement41 clauses extractedDone

Bank Statement12 months · 3 banksReview

Name: Priya Sharma

EMI detected: ₹42,300/mo

Risk clause: Sec 12.4

Agentic AI

AI agents on your factory's payroll

Integrate agentic AI into manufacturing operations — agents that chase documents, reconcile POs, flag compliance gaps and keep your vendor and finance workflows moving without human nudges.

Automates procurement & vendor documentation loops
Connects to your ERP, email and approval chains
Escalates only what needs a human decision
Full audit trail of every agent action

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How it works

From raw data to confident decisions

Connect & ingest

We aggregate 150+ structured and unstructured sources — filings, GST, courts, news, bureau and your own documents.

AI analysis

Industry-tuned models score credit, legal, compliance and insurance risk for every entity type, in India and abroad.

Reports & grading

Decision-ready reports, risk grades and scores delivered in your dashboard or pushed into your LOS/ERP.

Monitor & act

Continuous monitoring raises early-warning alerts, while AI agents automate the follow-up actions.

Why Finoscale

Built by bankers. Engineered by AI experts.

Our founding team combines deep banking, wholesale credit and fintech experience with engineering from global technology leaders.

Credit-native AI

Models built for credit and risk — not generic AI bolted onto finance.

India + International

Reports across proprietorships, partnerships, Pvt Ltd & LLPs — at home and abroad.

Integrates anywhere

APIs and connectors for your LOS, ERP, CRM and data warehouse.

Secure by design

ISO 27001 certified and SOC 2 compliant, with consent-driven data access.

FAQ

Questions people ask about Finoscale

Finoscale is an AI credit and risk intelligence platform from Bengaluru, India. It generates AI credit reports, runs unified risk dashboards, reconciles GST, ERP and bank data, automates document processing (IDP/OCR), manages vendor due diligence and finds leads through market intelligence.

Two groups: NBFCs, banks, fintechs and credit teams who use it for underwriting and monitoring; and manufacturing and supply-chain-finance companies who use it for vendor risk, dealer risk and reconciliation. 100+ enterprise clients, including a Japan-headquartered NBFC in India and leaders in textiles and chemicals.

Credit, Legal, Vendor Due Diligence (VDD), AML, UBO, Compliance, Group Company Analysis, Compete Analysis and Director Creditworthiness reports — for proprietorships and partnerships, Pvt Ltd, LLP and public companies, in India and internationally.

Yes. Finoscale is ISO 27001 certified and SOC 2 compliant, with consent-driven data access and full audit trails.

Book a demo at finoscale.ai/contact or email contact@finoscale.ai. Bring one counterparty name and we'll show you a live report.