Credit Intelligence Platform

Report library

Nine reports. One request.

Every report is AI-assembled from 150+ data sources, reviewed against your credit policy, and delivered in a consistent decision-ready format.

Credit Report

Full financial, banking and bureau-style analysis with an AI credit score, comforts and discomforts.

Legal Report

Litigation history, court cases, cheque bounces and enforcement actions across forums.

Vendor Due Diligence (VDD)

Deep-dive verification of a vendor’s financial, legal and operational standing before onboarding.

AML Report

Anti-money-laundering screening against sanctions, PEP and adverse-media watchlists.

UBO Report

Ultimate beneficial ownership mapping — who really controls the entity you’re dealing with.

Compliance Report

GST, ROC, EPFO and statutory filing behaviour — the compliance hygiene of the counterparty.

Group Company Analysis

Related-party and group-entity exposure, cross-holdings and intra-group dependencies.

Compete Analysis

How the entity stacks up against sector peers on growth, leverage and market position.

Director Creditworthiness

Individual-level analysis of promoters and directors — track record, defaults and directorships.

Coverage

Every entity type. Home and abroad.

Most bureaus stop at registered companies. Finoscale covers the full spectrum of Indian business structures — and extends the same reports to international counterparties.

Proprietorship & Partnership (PnP) Private Limited LLP Public Limited India Reports International Reports

Unregistered & MSME entities via GST, banking and alternate data
International reports for cross-border trade & export finance
Consistent scoring methodology across all entity types

Report queueLive

Acme Industries Pvt LtdCredit Report · IndiaReady

Zenith Alloys LLPUBO Report · IndiaReady

Meridian Trading FZECredit Report · UAEGenerating

Nova Textiles (PnP)Legal Report · IndiaReady

R. Sharma (Director)Creditworthiness · 4 directorships2 flags

Workflow

From name to decision in four steps

Enter the entity

Search by name, GSTIN, CIN or PAN — or bulk-upload your whole portfolio.

AI aggregates

150+ sources are pulled, deduplicated and cross-verified in real time.

Report assembled

The AI engine writes the report, scores the risk and flags comforts & discomforts.

Review & export

Download as PDF, share with committee, or push into your LOS via API.

Frequently asked questions

Most India reports are generated within minutes. International reports and reports requiring physical verification take longer depending on scope.

Yes. Scoring weights, mandatory checks and report sections can be configured to mirror your credit policy, so output reads like your own analysts wrote it.

Yes — PnP entities are covered using GST, banking, legal and alternate data, alongside Pvt Ltd, LLP and public companies.

Every report type is available via REST API for straight-through integration with your LOS, LMS or ERP.

The AI credit report engine built for NBFCs and credit teams